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Metaphorically, many businesses need to compromise quality or lower pricing to compete in a "violent, and oftentimes deadly" market space. Well over 90% of US businesses fight for market share in saturated markets. At Blue Ocean Employer Benefits, we sit in an uncontentested Blue Ocean. Consider the benefits of paying direct pricing that can be ran straight through your health plan. So, major protection is in place, but there are no network restrictions to tell you where to g

Hi friends, if you're looking for someone to help with insurance, I met Madi Tisdale today for lunch, and she's your gal! She said she really loves explaining how policies work, and that she could do it all day long! She collaborates with other insurance agents and finds solutions for when they can use more product options, and Madi is super excited and passionate about showing up for clients! And I'm here for anyone looking for someone to help with health insurance! Consulta

That means you live by the ACA's rules: Minimum Essential Coverage (MEC), Minimum Value (MV), affordability, and accurate IRS reporting (1094-C/1095-C). Right now, the traditional insurance model is draining your budget while still leaving you with the compliance risk. Traditional insurance is "fully insured," meaning the ALE pays a massive premium and the insurance company keeps the profit if the employees stay healthy. We use a proactive Care Coordination to steer employees

Navigating the complex world of employer health coverage requirements can be challenging. One key area that businesses must understand is the concept of Applicable Large Employer (ALE) compliance. Failure to comply with ALE rules can lead to significant penalties and operational headaches. This post breaks down what ALE compliance means, why it matters, and how your business can stay on the right side of the law. What Is an Applicable Large Employer (ALE)? An Applicable Large

I've chosen to partner with Planstin , and Virtuous Benefits , because I believe in totally customizable healthcare plans. We'd love to help you choose the right components from their suite of effective and affordable health plans.  ​ I am affiliated with Zion Healthshare , to provide suitable coverage for individuals and families. As well as a selection for employers to offer as a trusted benefit option for employees. Providing trusted, compliant, customizable coverage ​ Fle

Navigating health insurance for your small business can feel like trying to read a map in the dark. But don’t worry - I’m here to shine a little light on the options available in Tennessee. Whether you’re a solopreneur, a small group employer, or someone who just wants to offer your employees something better than the usual, this post is for you. Let’s break down the essentials, explore your options, and get you set up with a plan that fits your business and your budget. Unde

In today's world, healthcare costs can feel overwhelming. Many people are searching for ways to reduce their premium costs while still receiving quality care. Fortunately, innovative health solutions are emerging that can help individuals and families save money without sacrificing their health. From telemedicine to healthsharing, to preventive, major and DPC health plans, we will cover diverse, practical options, that can make a difference. Understanding Health Premiums Heal

In today's fast-paced world, managing health care costs can feel overwhelming. With rising medical expenses, many people are searching...

In today's fast-paced world, employee health benefits are more important than ever. Companies are realizing that a one-size-fits-all...