Individuals/
Families
At Blue Ocean Employer Benefits, we align folks with healthcare options that bring freedom, transparency, and personalized support.
For sharing of direct medical costs.
No surprise bills.
IUA = Initial Unshareable Amount
The fixed payment per medical event,
before the community shares
100% of eligible share requests
(Max of 3 IUAs in a rolling 12-month period)
Members enrolled before age 65
may continue with their plan without aging out.
Plan customizations available during Planstin's enrollment process.
Questions?
Let's jump on a video call to walk through the options together:
Select IUA, and age to view your monthly cost:
Following Care Coordination will reduce each IUA:
From $1,250
to $750/event
Maternity IUA of $2,500
From $2,500
to $1,500/event
Maternity IUA of $2,500
From $5,000
to $3,500/event
Maternity IUA of $5,000
-- as a Third Party Administrator--
facilitates care coordination that advocates for you the way that you would.
This proactive management secures fair-market pricing upfront,
creating a sustainable model that drives down your healthcare costs year over year.
And creates a care experience entirely free from networks.
This also allows Phoenix Healthshare to be customized with many add-on options through Planstin.
How do I use my Phoenix Healthshare membership?
Phoenix Healthshare
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As a standalone option, your membership includes one annual provider visit per year, covered up to $250.
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Pair it with Direct Primary Care (DPC) for complete every day health support. Check for one near you here.
DPC meets 85-90% of patient needs. -
Or pair with 24/7 Virtual Care.
Prescriptions:
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All members are sent a digital Rx card for one-time medications (ex. Antibiotics).
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Maintenance medications are set up on home deliver for a 90-day supply.
Dental/Vision Benefits
Health Savings Account
During Phoenix Healthshare enrollment, consult Planstin for guidance to select an HSA option.
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HSA funds are tax-exempt, never expire, are transferrable, and can be invested-- to grow your savings.
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Contribute up to the IRS limit of $4,400/yr/individual or $8,750/family/yr in 2026.
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Those 55 and older can add an additional $1,000/yr "catch-up" contribution into their Health Savings Account.
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Option to use HSA to pay for DPC membership, IUAs, and qualifed medical, dental and vision expenses.
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View the HSA Store for eligible items.
During enrollment, Planstin will also guide you through an option to select a MEC for included primary care, specialist care, urgent care, and labs-- before reaching your IUA.
Questions?
109 Hazel Path Ste 5
Hendersonville, TN 37075
615-212-9130
