Got an HSA?
- Tara Lofley
- Jun 10
- 2 min read
Did you know that if you pay for qualified medical expenses with your own money today, you can:
1) save the receipts
2) leave your Health Savings Account invested for years while it grows,
3) and reimburse yourself later—as long as you've kept the documentation that the expenses happened after your HSA was established?
Think about that for a second.
You could pay $1,500 for a broken finger in 2026, stick the receipt in a folder for the next 25 years, and then put that $1,500 back into your checking account-- out of your invested HSA-- completely tax-free.
At 6-8% compounded annually, that money would grow by between $4,900 and $8,500.
Seems kind of crazy that there's no limit to the number of years you could take to reimburse yourself. Yes?
For many people without pre-existing conditions, Zion HealthShare is the solution to the "I can't afford to fund my HSA" problem, by bringing low premiums and reliable major medical cost sharing into the healthcare marketplace.
View our Zion/Planstin individual membership plan & pricing here:
And Planstin has announced this year they will be rolling out an individual insurance option, giving even more people another affordable & industry-disrupting option to consider. I'm excited to see how it will be structured!
At your local Direct Primary Care, for a low monthly membership fee, you gain direct access to your DPC physician's labs, procedures, and medications at the doctor's cost, also freeing up cash flow for that trusty HSA.
Are you treating your HSA like a spending account or one of the best long-term wealth-building tools available in the tax code?
Two people can put the same amount of money into an HSA.
One spends it as fast as it goes in.
The other lets it grow, saves their receipts, and turns it into a long-term tax strategy.
Same rules.
Very different outcome.



Comments